Hearing loss is a common problem among adults over the age of 65, with one in three suffering from some degree of hearing impairment. Fortunately, Humana offers coverage for hearing aids and other hearing care services for those who need it. In this article, we'll explore what Humana covers and how you can get the most out of your plan. Humana Medicare plans can cover the placement of a hearing aid and several adjustments each year without a copay.
An advanced-level hearing aid may have coverage for one ear per year with a copay, or a higher-level hearing aid may have coverage for one ear per year for a higher copay amount. Coverage also includes annual routine hearing exams, 48 batteries per hearing aid, and a three-year warranty. Humana's non-Medicare plans offer coverage for hearing aids and hearing aids for people under the age of 18 in Texas. Humana's Medicaid plan, Humana Healthy Horizons, may cover the cost of hearing aids and cochlear implants for people 21 and older in certain states.
Humana Medicare Advantage plans that don't include TruHearing may cover part of the cost of a hearing aid. However, to get the most out of your plan, you should look into TruHearing, which provides significant support to help you control your hearing. Benefits may vary by state, but may include a hearing aid evaluation, fit, and evaluation every two years. All three are the preferred provider organization (PPO) type, offering a wider range of options and fewer limitations when choosing your hearing care provider.
If you use an out-of-network hearing care provider, you can expect coverage to remain unchanged, but limits and restrictions apply, and copayments are slightly higher.It's important to note that if you need hearing aids, any money you spend on them counts toward your annual maximum out-of-pocket costs. So if you're going to pay for them anyway, it might be worth buying them at the beginning of the year.Humana offers comprehensive coverage for hearing aids, but it's important to understand what your plan covers before making any decisions. Be sure to speak with your doctor or insurance provider to get all the details about your plan.