If you have a Medicare Part A or B plan, you'll have to pay for your hearing aids out of pocket or with other insurance. There is currently no coverage available for Original Medicare hearing aids (Part A and Part B). However, there are Medicare Advantage plans (Part C) that do cover the cost of hearing aids. Medicare doesn't cover hearing aids or hearing aid fitting tests.
You pay 100% of the cost of hearing aids and exams. No, Medicare Supplement Plans (Medigap) don't cover hearing aids. However, you may be able to purchase an additional plan for hearing, dentistry, and vision. A supplemental plan will cover diagnostic hearing exams if your doctor orders the tests as part of your treatment plan.
Unfortunately, Original Medicare (Medicare Part A and Part B) does not consider hearing aids to be medically necessary. Original Medicare does not offer coverage for hearing aids or hearing aid accessories. Therefore, beneficiaries are responsible for 100% of these costs with Original Medicare. Medicare Parts A and B don't cover the cost of hearing aids or other related services, such as hearing aid fitting tests.
However, Medicare Part B may partially cover the cost of general hearing exams to aid in medical treatment when the requesting physician deems it necessary. If the bill passes, Medicare will pay for a pair of hearing aids every five years for each beneficiary. If you're already working with a professional for your hearing aids and hearing aids, it's a good idea to check with your provider to see what MA plans include them in your network. Tax-favored health accounts allow tax-deferred contributions for medical expenses, including hearing aids, exams, and other services.
In some cases, Medicare may cover hearing tests if your doctor orders them along with another medical problem. It's important to note that not all Medicare Advantage plans are available in all areas and there may not be plans available where you live that cover hearing aids. Hear Now is powered by a group of health professionals and audiologists from across the country through the Starkey Hearing Foundation. The form must be signed by an audiologist or hearing care professional in order for you to receive a CapTel online free of charge.
Biden administration officials said when presenting the package last week that of seniors who could benefit from hearing aids, only 30% of those over 70 have used them. If you are looking for a new Medicare Advantage plan and want a policy with extensive coverage for hearing aids, visit the Find a Medicare Plan page and follow the instructions for Medicare Advantage plans. Some parts of the country have more options than others, but you should be able to find at least one plan in your area that helps with hearing aids. In addition, a separate bill called the Medicare Dental, Vision and Hearing Benefits Act has been introduced in the House of Representatives to expand Medicare benefits.
According to the American Speech, Language and Hearing Association, SNHL involves damage to the inner ear and is the most common form of permanent hearing loss. One of the most important questions beneficiaries ask when they enroll in Medicare is whether their coverage includes the cost of hearing aids. If the health professional finds an ear or hearing problem, he or she will usually refer you to a specialist called an ear, nose and throat doctor or otolaryngologist. MA plans have established maximum out-of-pocket costs; however, your hearing aid cost-sharing costs DO NOT count toward this limit.